1) The priority sectors for investment decided by the board of management of the bank are as follows
A) Agriculture , investment to reach the kisan as part of Mission Kisan . The investment will be to the tune of requirement for the crop against the crop, it is advance towards purchase of the produce. 
i)The advance will be adjusted after sale of the crop and the profits obtained after the adjustment of the sale receipt against advance will be shared amongst bank and kisan 30:70 ratio.
ii)The crop essentials such as seeds , fertilizers and pesticides will be supplied by the bank after procurement from the market and approval of the kisan.
iii)The household requirements of the farmer will be provided by the bank agent after procurement from Swadesh Bazaar a group company , thus the farmer does not borrow money from any money lender for the regular  house hold requirement.
iv)The production will be supervised by the agent and a weekly report will be submitted by the agent and branch official will visit to confirm the report.
v)Branch manager will have to submit his report to the superior officials after verification of the details submitted by agent inspected and endorsed by officials. Any sort of false reporting is not entertained and if found to be false the concerned will be suspended and if found guilty by any collusion with the client will be terminated from services immediately.

B) Movies, as part of project Vinodini is the priority sector decided by the board of management.

i) Applications are invited from producers, directors with story and screenplay. The applications can be submittedonline or in person.

ii)Upon receipt of applications they will be allocated to a Client Relation officer. The CRO will complete the verification of the data and upon finding it to be correct will submit the proposal to Vice-president Proposals

. 
b) The management will formulate a story screening committee and allocate proposals for story screening.
c) CRO is responsible till the proposal is either accepted or converted to JV or it is rejected. CRO shall pursue the proposal with Story screening and budget appraisal committee.
d) The budget appraisal committee appointed by Director (projects) will give its recommendations and upon which Chief approval committee shall approve
the proposal.
e) Once the proposal is approved and partnership agreement is signed between the producer and company, investment from producer whether it is 20% or above as agreed will be deposited into the JV company account and production dept takes over.
f) The producer shall bring in 20% of capital and will get 30% of the share in the business. After calculating the total investment and withdrawing the investment earnings will be shared as agreed generally 30:70.
g) Swadesh movies has all the rights upon the movie including satellite rights, exhibition rights and earnings will be shared accordingly.
h) The casting and studio along with locations will be finalized by Swadesh movies only.
i) Swadesh bank shall invest in Swadesh movies a group company and return on equity is shared proportionately by all investors or as agreed between bank and movies.